can you do harp after hamp

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 · If you’re a homeowner and have questions about whether you qualify for a loan modification or refinancing under HARP 2.0, contact the Homeowner’s HOPE.

Struggling homeowners who want to stay in their homes may be able to arrange for a modification of one or more loan terms to make the mortgage more affordable, but post-modification money troubles.

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when should you refinance house

Under HAMP, once the five-year period expires, the rate can increase to up to 1 percent a year until it reaches the average market rate at the time the modification was done. It’s not theoretically impossible to refinance under HARP after a HAMP modification.

The Home Affordable Refinance Program, or HARP, aims to help. You can also qualify for HAMP if you owe more on your home than it's currently worth.. homeowners who do not qualify for other programs including those.

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– Wells probably loses more money on a Mod than on a refinance, so if it is true that once you do the HARP, you no longer qualify for the HAMP, they probably want to push people into the HARP, knowing that then they will not qualify for the HAMP.

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How to refinance after HAMP modification? Who can refinance in California (Ventura county)?. has already taken a loss and this will exempt you from participating in a HARP refi. Also, if you are having problems making the payments on a 37 year loan, you are still going to have problems on a.