financing a used double wide home

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Best "FHA" Loans for Mobile Homes. Perhaps the easiest route to take to find financing to buy a manufactured home is through an FHA loan, or one backed by the federal housing administration (fha). These loans are not issued by the FHA, but are insured (i.e., refunded) by the FHA in the event that the borrower defaults on the loan,

Generally, a double wide is constructed in two separate units within a factory environment. The two units are then hauled to the site and joined together. A double wide home loan is a mortgage program that allows borrowers to finance the purchase of a home of this type as well as the lot it sits on.

Land/Home loans are not available in the following counties in the state of IL: Cook, Kane, Peoria and Will. Loan Amount – minimum loan amount is $21,549 for person-to-person lending and $13,468 if you are purchasing from a retailer. Down Payment Requirement* – as little as 0% of the purchase price on primary residences. Buy-For and.

Can I get financing for a used doublewide home on 2 acres of. – Used mobile home, double-wide, 2 acres fenced in land Total Reply : 3 Does the mobile home have a permanent foundation? if there isn’t such a foundation, you won’t qualify for a mobile home mortgage.

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I would like to know if I could get a VA loan on my double wide mobile home. My home cost me $35,000.00 when I bought it, I now just owe $6,900.00 on it. I need to refinance it to lower my payments. I am disable in a wheel chair and need to lower my payments. I have a income of $2358.00 per month on my Railroad retirement and social security.

The government has a number of financing programs that could potentially help you buy a double-wide trailer. For example, the Federal Housing Administration (FHA) has a loan program for those who wish to live in the property as their primary residence. You could also pursue a loan program that’s offered by Fannie Mae or Freddie Mac.