refinance mortgage after chapter 7

Dear Bankruptcy Adviser, I filed a Chapter 7 bankruptcy that was discharged in 2009. I was paying my second mortgage loan to the bank for 4 years without a reaffirmation agreement.

fha manufactured home loan no closing cost mortgage companies 6 Low & No Down payment mortgage loans (For Bad Credit) – No Down Payment Mortgage Programs & Companies While you’ll always be better off putting down some kind of down payment, sometimes it just isn’t feasible. Your options will be much more limited without a down payment, and may cost you more in the long run, but there are options.Nationwide Equities is a mortgage lender services a FHA loan for manufactured homes or mobile homes across the country in over 30 states.fha loan application online An FHA Loan is a mortgage that’s insured by the Federal Housing Administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers. fha loans are a good option for first-time homebuyers who may not have saved enough for a large down payment.

hi amckean, a refinance can take your wife’s name off the loan. but the problem is that you have still not been discharged from the bankruptcy. generally, you need to wait for at least 2 years after a chapter 7 bankruptcy discharge to qualify for a loan. finding a lender, who would give you a loan while you are in bankruptcy, will be difficult, especially in this economy.

FHA After Chapter 7 Bankruptcy At least two years must have elapsed since the discharge date of the borrower and / or spouse’s Chapter 7 Bankruptcy, according to FHA guidelines. This is not to be confused with the bankruptcy filing date. A full explanation will be required with the loan application.

fA chapter 7 bankruptcy case does. dismissed the previous case after creditors sought relief from the bankruptcy court to recover property upon which they hold liens. No individual may be a debtor.

 · Credible stands out as a mortgage broker that will connect you with potential refinance offers from up to six lenders.. While one of these lenders actually originates the loan, Credible takes you through the application process from start to finish. Their digitized platform makes it extremely streamlined to answer questions that are only relevant to your personal situation.

CHAPTER 846* MORTGAGES *Cited. 202 C. 566; 240 C. 35. Table of Contents. Sec. 49-1. When foreclosure a bar to further action on debt. Sec. 49-2. Inclusion of taxes and other items as part of mortgage.

home loan with no closing costs Home Loans With No Closing Costs – Home Loans With No Closing Costs – Visit our site if you want to reduce your monthly payments or shorten payments of your loan. We will help you to refinance your mortgage loan.

Getting A Mortgage After Bankruptcy Is Possible. Peoples Bank recognizes that buying a home or refinancing an existing mortgage is a goal for many clients after they have filed a Chapter.

 · You can qualify for a mortgage with a chapter 13 bankruptcy in your recent past. Even if you’re still in bankruptcy in some cases. Here’s how.

can you use home equity as a downpayment Your home and the equity you’ve built up in it (by making a down payment and mortgage payments. they can range anywhere from $10,000 up to hundreds of thousands of dollars. You can also use them.

The Upcoming Change As it presently stands, you can buy a primary home, second home/vacation property or even an income property with 20% down just two years after a short sale. But the waiting time.