Refinancing A Mobile Home
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Mortgage rates have fallen so much lately that millions of homeowners might benefit by refinancing – even if they bought a home just last year. A typical refinancer could save more than $150 a month.
Refinancing a mobile home or manufactured home into a real estate mortgage is a good move for most people. You will usually be able to save considerably on both your monthly payment and your long term interest costs. However, we recommend that you run the numbers carefully to see if you will save substantially or not.
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What Is A Refinance? Refinancing your mortgage means getting a new loan for your home. People pursue a refinance because of value changes with the house, newer – and better – interest rates and other.
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Refinancing a mobile home. To qualify for refinancing as a mortgage: The home must be on a permanent foundation that meets standards set by the Department of Housing and Urban Development. The manufactured home must be titled as real estate rather than as personal property. The homeowner has to own the land that the manufactured home is on.