Single Wide Mobile Home Refinancing
Manufactured Home Refinancing – Mobile and Manufactured Home refinancing by jcf lending group, Equal. Single Wide mobile homes 1992 & Newer Only.
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Refinancing a mobile home To qualify for refinancing as a mortgage: The home must be on a permanent foundation that meets standards set by the Department of Housing and Urban Development. The.
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Mountain West Financial, Inc. offers manufactured housing with Freddie Mac’s Home Possible. Manufactured Housing must meet Freddie Mac and HUD requirements. Some guidelines include: Singlewide is.
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The purchase, conveyance, and financing (or refinancing) of the land and the manufactured home must be evidenced and secured by a single valid and enforceable note and first lien mortgage, deed of trust or security deed that is recorded in the land records, in states where applicable state law clearly provides for such a single lien.
The limit is 23 years and 32 days for a double-wide unit only, and 25 years and 32 days for a combination double-wide unit and lot. For a lot only, the maximum term limit is 15 years and 32 days. The home must have at least 400 square feet of living space if it is single wide or 700 square feet of living space if it is double wide.
We are one of the few providers that can provide single wide manufactured home refinancing, and mobile home refinancing on private property, provided that the home is not tied to the land by way of deed. We are a home only lender, and strive to provide you with the best loan and rate to fit your needs.
Other Single Wide Mobile Home Loan Related Resources. You can start researching HUD’s single wide mobile home loan guidelines on the US Department of Housing & Urban Development’s web site. If you are a lender that offers single wide mobile home loans and would like to be listed on this page, please call 910-547-6910 for listing details.
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