todays mortgage interest rates

What are today’s current mortgage rates? On October 21st, 2019, the average rate on the 30-year fixed-rate mortgage is 4.08%, the average rate for the 15-year fixed-rate mortgage is 3.59%, and.

Mortgage rates continue to pogo up and down, as they have for the last month or so. This week, it was a bounce upward, driven by optimism that a U.S.-China "phase one" trade deal will improve the global economy, and reinforced to a degree by what looks like a working Brexit deal (or at least one that can be reviewed and voted upon by Parliament).

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Current rates in California are 3.73% for a 30-year fixed, 3.14% for a 15-year fixed, and 4.05% for a 5/1 adjustable-rate mortgage (ARM). Learn more about today’s mortgage rates.

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Mortgage rates today are driven by movements in financial markets worldwide. When the economy heats up, bond price drop, and rates increase. When the economy pulls back, interest rates tend to fall.

Home mortgage rates vary depending on the type of mortgage, the type of home, and the homebuyer. For example, fixed-rate mortgages are when the borrower pays a predetermined amount of interest throughout the entire duration of the loan, usually over the course of 15 or 30 years.

A 15-year fixed-rate mortgage is a home loan with a repayment term of 15 years. It offers borrowers the same (fixed) interest rate and monthly payments throughout the life of the loan.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

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The 30-year note rate on closed mortgages fell to 3.93 percent in September, down from 4.07 percent in August, and along with the decline, the ninth in. mbs commentary mbs recap: Why Didn’t.

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