what is obama harp program
Referred to as HARP, DU Refi Plus or the obama refinance plan, the Home Affordable Refinance Program is a federal program of the United States that was originally set up by the Federal Housing Finance Agency (FHFA) in March 2009 under President Obama’s Making Home Affordable Program to help underwater and near-underwater homeowners refinance their mortgages.
Obama’s HARP Refinance | Global Equity Finance – HARP is a program that can help many homeowners that were affected by the housing market crash. It allows homeowners to refinance their mortgage even if the mortgage is greater than the value of the house. The great news is that global equity finance offers this program as well!
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The Home Affordable Refinance Program (HARP) is a federal program of the United States, set up by the Federal Housing Finance Agency in March 2009, to help underwater and near-underwater homeowners refinance their mortgages.
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The basic difference between the two programs is that loan modifications are for people who have a financial hardship, and HARP is for sellers who don’t qualify for a loan modification because they have no financial hardship.
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The HARP program is for homeowners who are current on mortgage payments but, "have had difficulty refinancing". The official site says that even for borrowers who are "underwater" on their mortgages (owing more than the home is currently worth on the housing market), if mortgage is owned by Fannie Mae or Freddie Mac, HARP could be of assistance.
The Home Affordable Refinance Program 2.0 (HARP 2.0) is designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value. 9 out of 10 of eligible Homeowners fail to take advantage of this government program.
obama’s free refi program | Fhalendernearme – The term "Obama mortgage" has, for better or worse, been applied by some to one or more of the following. You’ll find that there’s one program that’s directly referred to as an Obama mortgage-the Making Home Affordable program. Do you qualify for Obama’s new HARP refi program?